Annual Leave Lump-Sum Payout Estimator

The Annual Leave Lump-Sum Payout: a little reward for all those hours you didn’t take off. It may not be the private sector’s idea of a bonus, but after years of service it’s still a nice way to cash in. Enter your numbers below and see what your unused time is really worth…without digging through a 40-page OPM memo.

How to use (quick example)

Enter your unused AL hours (e.g., 240).
Enter your annual salary (with locality) — but do not include overtime, awards, differentials, or retention bonuses.
If you are a Special Category Employee (SCE), include LEAP. Otherwise, leave it out.
Select your federal and state/local tax rates (or enter custom %).
Click Calculate Lump Sum to see your gross, estimated taxes, and net payout.

Pay Information

Unused Annual Leave Hours 80 hrs = 1 pay period · 240 hrs = 3 pay periods (typical max carryover)

Annual Salary (base + locality) Use your full pay including locality. Do not include LEAP/AUO — enter that below.

Employee Type

Regular FERS Employee

Standard federal employee under FERS. Social Security and Medicare withheld.

Law Enforcement / Firefighter (SCE) LEAP / AUO

1811 criminal investigators, firefighters, CBP, BOP, and other special category employees. Availability pay and AUO are included in your lump-sum gross per 5 CFR 550.

CSRS Employee

Civil Service Retirement System — exempt from Social Security (OASDI). Medicare still withheld. 🦕

FICA Applied to This Payout

Social Security (OASDI)6.20% — FERS

Medicare (base rate)1.45%

Additional Medicare (income > $200K)+0.90%

Income Tax Withholding

Federal Marginal Tax Rate Use your marginal rate — the bracket your top dollar falls in, not your average.

State & Local Tax Rate Include local/city income tax if applicable.

Projected Lump-Sum Payout

—/hr

Gross Lump Sum

—

Total Withheld

—

Estimated Net

—

Tax & FICA Breakdown

— withheld from your check

Federal Income Tax—

State / Local Income Tax—

Social Security (OASDI)—

Medicare—

Total Withheld—

Leave covers — pay periods · — weeks · — work days

Heads-up: These are estimates, not guarantees. Your actual net will depend on your final pay rate, your total income for the year, and how your agency processes the payment. Federal tax shown is the standard withholding rate — you may owe more or get a refund when you file. Not tax advice.

Disclaimer

The Annual Leave Lump-Sum Payout Estimator is for education and illustration only. It provides a ballpark figure of your potential payout — not an official payroll calculation.

For exact numbers, always refer to your Personal Benefits Statement or your agency’s payroll office. They have the final say on what actually hits your check. Think of this tool as a guide, not gospel.